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Finance & Loans Calculators
Free finance calculators for loans, mortgages, compound interest, savings goals, APY, ROI, retirement and debt payoff, with full schedules and charts.
401(k) CalculatorProject your 401(k) with salary growth and an employer match.Amortization CalculatorPayment-by-payment schedule showing principal, interest and remaining balance.Annuity CalculatorThe regular payout a lump sum can fund for a set number of years.APR CalculatorThe true yearly cost of a loan once fees are counted.APY CalculatorConvert an interest rate and compounding frequency into APY.Auto Loan CalculatorCar payment with down payment, trade-in, sales tax and fees included.Budget CalculatorSplit your take-home pay into needs, wants and savings with the 50/30/20 rule.CAGR CalculatorCompound annual growth rate between a starting and ending value.CD CalculatorWhat a certificate of deposit is worth at maturity and the interest it earns.Compound Interest CalculatorGrow a balance with compound interest and optional monthly deposits.Credit Card Payoff CalculatorHow long a card balance takes to clear and what the interest costs.Debt Payoff CalculatorSnowball or avalanche: when up to three debts are gone and what they cost.Debt-to-Income (DTI) CalculatorFront-end and back-end DTI the way mortgage lenders measure them.Dividend CalculatorDividend income and yield from your shares, per payment and per year.Down Payment CalculatorDown payment, closing costs, cash to close and how long to save for it.Emergency Fund CalculatorHow big your emergency fund should be and how long it takes to build.FIRE CalculatorYour financial independence number and how many years until you reach it.Future Value CalculatorFuture value of a lump sum and regular deposits at a given rate.Home Affordability CalculatorThe home price your income, debts and down payment can support.Inflation CalculatorWhat today’s prices become, and what today’s money will buy, after inflation.Interest CalculatorInterest earned or owed on a balance — simple or compound, side by side.Interest Rate CalculatorFind the interest rate hidden in a loan’s amount, payment and term.Investment CalculatorProject an investment with monthly contributions, returns and inflation.IRR CalculatorInternal rate of return for an investment and its yearly cash flows.Lease CalculatorMonthly car lease payment from price, residual value and money factor.Loan CalculatorMonthly payment, total interest and a payoff schedule for any fixed-rate loan.Loan-to-Value (LTV) CalculatorLTV, combined LTV and home equity from a property value and loan balance.Mortgage CalculatorFull monthly house payment: principal, interest, taxes, insurance, PMI and HOA.Mortgage Payoff CalculatorHow much sooner extra payments clear your mortgage and the interest saved.Net Worth CalculatorEverything you own minus everything you owe.NPV CalculatorNet present value of an upfront cost and a list of yearly cash flows.Payback Period CalculatorYears to earn back an investment, plain and discounted.Present Value CalculatorWhat a future sum or stream of payments is worth today.Refinance CalculatorMonthly savings, break-even point and lifetime cost of refinancing.Retirement CalculatorYour nest egg at retirement and the yearly income it could support.RMD CalculatorRequired minimum distribution from the IRS Uniform Lifetime Table.ROI CalculatorReturn on investment as a percentage, a dollar gain and a yearly rate.Rule of 72 CalculatorHow many years it takes money to double at a given rate.Savings CalculatorHow much your savings will be worth with regular monthly deposits.Savings Goal CalculatorThe monthly amount to save to hit a target by a deadline.Simple Interest CalculatorInterest and total owed using I = P × r × t, for years, months or days.Stock Profit CalculatorProfit, percentage return and break-even price on a stock trade.